About us

About us

Wise Capital Mortgage

Wise Capital Mortgage is a dedicated team of individuals that are passionate about helping people achieve the most optimal loan scenario to help that consumer meet their financial needs. Our Commitment

  1. Strive to deliver the best possible loan scenario to meet a clients individual needs.
  2. Look for money and interest saving opportunity to help our clients get a great low cost mortgage loan.
  3. Work hard to ensure your transaction is as smooth as possible.
  4. Make the paperwork, signing, and document process as smooth as possible.
  5. Ensure our clients best interest are taken to heart.

When looking for the perfect mortgage bank look no further.  Wise Capital Mortgage is here to help you achieve the dream of homeownership and ensure your financial house is on order for any real estate investments.

How It Works

Fill Out Application

To start the mortgage process all you have to do is start with our easy to user secured online application.   Your application will then be forward to a fully licensed professional loan officer.

Processing and Underwriting

We will work with you to gather up any of the necessary documentation and paperwork and submit your file to the underwriting department for loan approval.

Loan Approval

Our underwriters can typically get an approval on most loans within 24-48 hours as long as we have a complete application with all of the necessary loan documentation.

Closing The Loan

Our loan officers will either have a mobile notary come to your home or have you go to a local title office to sign the official loan documents.

Meet the Team

Matthew MontsDeOca

Matthew MontsDeOca

Founder and CEO

Mr. MontsDeOca has a passion for ensuring the highest level of customer satisfaction by going over and above.    Matthew is the local owner and Branch Manager for Wise Capital Mortgage.

Blair Bell

Blair Bell

Sr. Loan Officer

Whether is showing off his muscle cars or helping clients get the best deal possible on a mortgage.  Blair is a true asset to our unique team.  Blair has a strong background in customer service and puts a smile on everyones face.

Micheal Dudley

Micheal Dudley

Sr. Loan Officer

Micheal is a Senior Loan officer coming with strong operational skills as he has worked in banking on and off for years.   Micheal is focusing on the Central Oregon footprint for Wise Capital Mortgage.

Francisco Elizondo

Francisco Elizondo

Sr. Loan Officer

Franciso is a bilingual full Spanish Sr. Loan Officer.   Frankie helps our clients achieve the dream of homeownership be delivering the best rates and programs on the market.

Brandon Halderman

Brandon Halderman

Sr. Loan Officer

Mr. Halderman brings a vast knowledge of real estate investing and finance as the apple doesn’t fall too far from the tree.   Brandon’s entire family is emerged in real estate and he eats, drinks, breathes real estate finance.

Aaron Leibner

Aaron Leibner

Sr. Loan Officer

Aaron has a very strong background in Loan Origination, his impressive resume and can do attitude make him a true assett to any organization, client, or referral partner.

Eric Wyatt

Eric Wyatt

Sr. Loan Officer

Eric brings a unique approach to mortgage lending focusing first and foremost on customer service and then the total client experience.

Corey Bowers

Corey Bowers

Operations Director

Originally from London, at one point of his sophomore college year, Martin decided to turn the tables for his career and travel to the US, to try and get a Harvard MBA degree… Eventually, he succeeded in that, becoming.

Ensure you make a wise decision when selecting your lender.  Bring us any offer from another bank now!

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